Business

8 second read Last week I showed you how to create a strategy to beat the House. This week: Two real world examples of an employer beating the house Watch the Full Video

17 second read Big doors swing on little hinges… W Clement Stone (founder of Combined Ins Co of America) Today, I am going to show you a few risk management strategies – that you probably use elsewhere in your business – to swing those big doors in the direction you choose, rather than the direction

21 second read “In theory there is no difference between theory and practice. In practice there is.”      – Yogi Berra Did you ever hear the expression that every time a new middleman enters the deal, the price doubles? Did you know there are 4-6 middlemen in your pharmacy costs? And that one of

1 minute read As an employer, I suspect you look at your health insurance costs and just shake your head… WHY does it cost so much?????I also suspect you haven’t yet received good answers. Here is what it boils down to:Ultimately, YOU are the insurance company……fully-insured, level-funded, self-insured… doesn’t matter, it is all the same

1 minute read Have you ever been in a store that is consistently having a sale? 40% off…. 50% off…  Does that ever make you think… maybe the price they need you to pay to meet their revenue goal is actually 50%?   Or, maybe they are still profitable at 60% off…. or even 70%

29 second read Did you know that health insurance contracts have the same components if they are fully insured or if they are self-insured. We show you how in this week’s video. Here is why this is important for your budget: The difference between having your own contract or borrowing the insurance companies is profit.

22 second read My clients don’t understand the pricing structures in their health plans… so they come to us to figure it out and make it more effective for them. I thought this might be a problem for you too, so this week’s video is how to figure out where you are… and get where