An insurance carrier is being sued again for “cross-plan offsetting.” I imagine that is a new term for most of you… It is a cost-containment tool that penalizes employers. And, we are not going to pick on any one insurance company… I suspect every insurance company does this.

So… what is it, why is it costing you $$$ (7-10% of your claims spend, probably) and what you can do about it.

Listen here: https://youtu.be/8RwqaUdJWTc

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