Healthcare

How not to have a Lawsuit

14 second read Sustainability is at the forefront of just about every business leader’s mind. When I think about sustainability, I usually think about the environment, social standards and fair governance.  Your healthcare budget – and plan! – can play a role in all three. Let’s talk about that. Watch the Full Video

Why how much you overpay for healthcare can cost you more than just premium [NEW LAWS]

37 second read You know that ERISA regulations impact you if you are fully insured or if you are self-insured… no escaping that. What you many not know is that the fourth quarter of 2020 was a very busy time for Legislators. This year, a whole slew of new ERISA regulations came into being. On …

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Beat The House

17 second read Big doors swing on little hinges… W Clement Stone (founder of Combined Ins Co of America) Today, I am going to show you a few risk management strategies – that you probably use elsewhere in your business – to swing those big doors in the direction you choose, rather than the direction …

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Insurance Companies are like Casinos… they never lose

1 minute read As an employer, I suspect you look at your health insurance costs and just shake your head… WHY does it cost so much?????I also suspect you haven’t yet received good answers. Here is what it boils down to:Ultimately, YOU are the insurance company……fully-insured, level-funded, self-insured… doesn’t matter, it is all the same …

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Self Insured Plans are Actually LESS risk to your Margin than Fully Insured Plans

29 second read Did you know that health insurance contracts have the same components if they are fully insured or if they are self-insured. We show you how in this week’s video. Here is why this is important for your budget: The difference between having your own contract or borrowing the insurance companies is profit. …

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