You negotiated every deal that built this company. The lease, the loan, the key hires, the vendor who tried to slip a bad clause past you in year

Every fall, your workforce spends two weeks confused about the most expensive thing you give them. Open enrollment. A stack of forms, a portal nobody likes, a few

You have a model for everything. Cost of goods, labor, rent, the price of a point on your loan. You can tell me what a 5% swing in

You are personally responsible for your company’s health plan. Legally. As a fiduciary. You probably do not remember taking that on, but you did, the day you started

An employee told you they paid less for a prescription by leaving their insurance card in their wallet. You did a double take. That cannot be right. You

Somewhere along the way, someone told you your company is too small to run your health plan any differently. Too small, claims too high, market’s the market, nothing

You know what every vendor in your building makes off you. Your law firm’s rate. Your CPA’s hourly. Your 401(k) advisor’s fee, because a law made them show

A double-digit renewal increase is about to land on your desk, and someone will tell you the market did it. Here is a test. Picture any other vendor