I opened a renewal last week and the number was lower than the year before. Not flat. Not a polite single-digit bump. Actually lower. I read it twice.
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The Cement is Still Wet
There’s a reasonable chance – some experts put it at 30% – that within the next two election cycles, the U.S. moves toward some form of Medicare Advantage
The 401(k) Reckoning Is Coming for Your Health Plan
Thirty years ago, a law firm started suing employers over how they managed their 401(k) plans. Float, bad advice, excessive fees, low-value funds. Three cases went to the
A Risk Position Hiding in Your P&L
I recently came across a CFO who caught my attention. Not because of a hot take or a viral post. Because of how he thinks. This guy holds
Your Health Plan Prices Like a Store That’s Always 40% Off
That “40% Off” Sign Isn’t Fooling Anyone. So Why Does the Same Trick Work in Your Health Plan? We all know that store. “40% OFF – THIS WEEK
You Negotiate Everything Except Your Benefits
You Negotiate Everything. Except This. You built this business by negotiating every contract, every vendor, every line item. You walked away from bad deals. You fired underperformers. Then
Rethinking Health Insurance Costs to Protect Your Business Margins
Margins are tight. So tight, in fact, they’re cutting into the very heart of business operations. Revenue is a slippery fish, capital’s a rare gem, and even the
Understanding Insurance Float in Health Plans: A Guide for Employers
In the labyrinthine world of health insurance, a little-understood concept holds significant sway: insurance float. Think of it as the time gap between when insurers pocket your premiums
Breaking ‘Paper Walls’: Innovative Strategies for Enhancing Employer Health Plans
In a world where health plans for employers often seem set in stone, many companies are unknowingly hemmed in by what are often referred to as “paper walls.”
Unveiling Hidden Fees in Employer Health Plans: A Call for Transparency
Picture this: it’s your birthday, and you’re lounging by a swanky hotel pool with your girlfriends. The sun is kissing your skin, the drinks are delightful, and you